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SBI FD Calculator

Calculate SBI fixed deposit maturity with latest interest rates.

%
years

Results

Maturity Amount₹1.40 L
Interest Earned₹40,094
Deposit₹1.00 L
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What is SBI FD?

SBI Fixed Deposits are among the safest investment options in India. SBI FD rates range from 3.50% to 7.10% depending on tenure. Senior citizens get an additional 0.50% on regular rates.

SBI offers special FD schemes like Amrit Kalash and We Care deposits with higher rates for specific tenures.

Formula

Maturity = P × (1 + r/4)^(4×t)

SBI FD Rates (2025): - 7 days to 45 days: 3.50% - 46 days to 179 days: 5.50% - 180 days to 1 year: 6.25% - 1 year to 2 years: 6.80% - 2 years to 5 years: 6.50% - 5 years to 10 years: 6.50% - Senior citizen: +0.50%

How to use this SBI FD Calculator?

1. Enter deposit amount. 2. SBI's rate for 1-2 year FD is pre-filled. 3. Choose tenure. 4. See maturity amount.

Frequently asked questions

What is SBI FD rate for 1 year?
SBI offers 6.80% for 1-2 year FDs for general public. Senior citizens get 7.30%.
Is SBI FD safe?
Yes, SBI is a government-owned bank. Deposits up to ₹5 lakhs are insured by DICGC. SBI has never defaulted on any deposit.
What is the minimum FD amount in SBI?
The minimum FD amount in SBI is ₹1,000 for regular FDs and ₹1,000 for tax-saving FDs.
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