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Rental Yield Calculator

Calculate gross and net rental yield on property investment.

months

Results

Annual Gross Rent₹2.20 L
Gross Rental Yield4.4%
Annual Net Rent₹1.91 L
Net Rental Yield3.82%

What is Rental Yield?

Rental Yield measures the return on a property investment from rent. In India, gross rental yields in major cities are typically 2-4% — lower than FD returns. However, total returns include appreciation (5-10% in good locations).

Net rental yield accounts for maintenance, property tax, insurance, vacancy, and repairs. It's the true measure of rental income return.

Formula

Gross Rental Yield = (Annual Rent / Property Value) × 100
Net Rental Yield = (Annual Rent − Expenses) / Property Value × 100

Typical Indian rental yields:
Mumbai: 2-3%
Bangalore: 3-4%
Delhi: 2-3%
Pune: 3.5-4.5%
Hyderabad: 3-4%

How to use this Rental Yield Calculator?

1. Enter property purchase price. 2. Enter expected monthly rent. 3. Add annual maintenance and property tax. 4. Estimate vacancy months. 5. See gross and net rental yields.

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Frequently asked questions

What is a good rental yield in India?
Above 3% gross is decent for Indian metros. Above 4% is good. Tier-2 cities like Ahmedabad, Jaipur often offer 4-5%. Compare with FD returns (7%) and SIP (12-15%).
Rental income vs appreciation — which matters more?
In India, appreciation (5-10% per year) typically contributes more to total returns than rent (2-4%). But rent provides regular cash flow while appreciation is unrealized until you sell.
Is rental income taxable?
Yes, rental income is added to total income and taxed at your slab rate. You can deduct 30% standard deduction and municipal taxes from gross rent before computing taxable rental income.

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