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ICICI Personal Loan EMI

Calculate ICICI Bank personal loan EMI and total repayment.

%
months

Results

Monthly EMI₹16,310
Total Interest₹87,168
Total Payment₹5.87 L
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What is ICICI Personal Loan EMI?

ICICI Bank personal loans start from 10.75% p.a. with loan amounts from ₹50,000 to ₹50 Lakhs. ICICI offers instant personal loans for pre-approved customers through iMobile app and internet banking.

ICICI salary account holders typically get the best rates and instant disbursal.

Formula

EMI = P × r × (1 + r)^n / ((1 + r)^n − 1)

ICICI Personal Loan Rates: - Salaried: 10.75% - 16.50% - Self-employed: 11.25% - 18.00% - Tenure: 1 to 5 years

How to use this ICICI Personal Loan EMI?

1. Enter loan amount needed. 2. Set ICICI's rate (pre-filled at 10.75%). 3. Choose tenure. 4. Check if EMI fits your budget.

Frequently asked questions

What is ICICI personal loan interest rate?
ICICI personal loan rates start from 10.75% p.a. for salaried individuals with good credit scores.
How quickly does ICICI disburse personal loans?
Pre-approved customers can get instant disbursal within minutes. New applications take 24-72 hours.
What is the minimum salary for ICICI personal loan?
ICICI typically requires a minimum monthly salary of ₹25,000 for personal loan eligibility.
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