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ICICI Home Loan EMI Calculator

Calculate ICICI Bank home loan EMI with latest rates.

%
months

Results

Monthly EMI₹44,186
Total Interest₹56.05 L
Total Payment₹1.06 Cr
Breakdown
Principal
50,00,000
Interest
56,04,529

Loan Repayment Breakdown

YearPrincipalInterestBalance
Year 1₹96,535₹4,33,687₹49,03,463
Year 2₹1,05,333₹4,24,897₹47,98,132
Year 3₹1,14,926₹4,15,300₹46,83,205
Year 4₹1,25,394₹4,04,829₹45,57,810
Year 5₹1,36,820₹3,93,409₹44,20,991

What is ICICI Home Loan EMI?

ICICI Bank offers home loans at competitive rates starting from 8.75% p.a. Known for fast digital processing, ICICI provides instant home loan approvals for pre-qualified customers through their iMobile app.

ICICI home loans are available for salaried and self-employed individuals with flexible tenure up to 30 years.

Formula

EMI = P × r × (1 + r)^n / ((1 + r)^n − 1)

ICICI Home Loan Rates (2025):
- Salaried: 8.75% onwards
- Self-employed: 9.10% onwards
- Special rates for ICICI salary account holders

How to use this ICICI Home Loan EMI Calculator?

1. Enter loan amount. 2. Rate is pre-filled at 8.75%. 3. Choose tenure. 4. Compare with SBI and HDFC rates.

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Frequently asked questions

What is ICICI's home loan interest rate?
ICICI Bank home loan rates start from 8.75% p.a. Existing ICICI salary account holders may get preferential rates.
How fast does ICICI process home loans?
ICICI offers instant approval for pre-qualified customers. Regular applications take 7-10 business days.
Can I transfer my home loan to ICICI?
Yes, ICICI offers home loan balance transfer with competitive rates. Processing fee may apply.

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