What is HDFC Home Loan EMI?
HDFC Bank is one of India's leading private banks for home loans. After the merger with HDFC Ltd, it has become the largest housing finance provider in India. HDFC home loan rates start from 8.75% p.a.
HDFC offers various home loan products including regular home loans, home improvement loans, plot loans, and balance transfer facilities.
Formula
EMI = P × r × (1 + r)^n / ((1 + r)^n − 1)
HDFC Home Loan Rates (2025): - Salaried: 8.75% onwards - Self-employed: 9.00% onwards - Women: 0.05% concession available
How to use this HDFC Home Loan EMI Calculator?
1. Enter your desired loan amount. 2. HDFC's rate is pre-filled at 8.75%. 3. Select tenure. 4. View EMI and total cost.